Course 1 of 3 — Foundations Curriculum
University-grade education in finance.
Taught by a practitioner who teaches it for a living.
Reading Financial Statements for Decision-Makers. Eight modules and a capstone. Self-paced. 12 months of full access.
- — Read any 10-K in 20 minutes — the four sections that matter, the rest is filler.
- — Distinguish accounting profit from real cash flow — and the 90-day gap that bankrupts profitable companies.
- — Value a business from its statements alone — no analyst reports, no press releases.
- — Spot the three statement patterns that fool retail investors: revenue acceleration without margin support, capex starved by intangible growth, and the buyback-masked insider exit.
Enrollment
$189 — Enroll for 12 months.
One-time payment. Twelve months of full access to Course 1 from your enrollment date. No auto-renewal. No subscription. No card-on-file recharge.
Prices are in US dollars — checkout shows your local currency where available.
Or get all three Foundations Courses for $504 → Bundle ($63 off)
How access works
- 12 months of full access from your enrollment date.
- Renewal: $72 within 90 days of expiration — grants 6 more months of access locked to your current course version.
- Re-purchase: $189 any time — fresh 12 months, latest curriculum, free updates within the new window.
- No auto-renewal anywhere. Every renewal is an explicit, opt-in, one-time charge.
Refunds: 100% refund within 3 days of enrollment AND zero module access. Accessing any module — even briefly — waives the right to a refund permanently. Decisions are final. Read the full refund policy.
Not ready to enroll? Get the free 5-day primer — one practitioner-grade lesson a day on reading financial statements. No cost, unsubscribe anytime.
Try the lens — from Module 4
Profit Is an Opinion. Cash Is a Fact.
Move the sliders. Watch a profitable company run out of money — or prove its profit is real. This is the single most useful habit in the course: never read net income without reading operating cash flow next to it.
Net income $240,000 · Operating cash flow −$20,000. Profitable on paper, burning cash in reality — the exact pattern that bankrupts growing companies. Module 4 teaches you to catch it in one statement.
A teaching demonstration, simplified on purpose — the course works with the full statement. Education, not financial advice.
About the instructor
Dr. Kareem Tannous
DBA International Business · MS Applied Economics & Predictive Analytics · MBA Finance & Accounting · BBA · Series 65 (passed 2025) · multi-state real estate, mortgage, and insurance broker (FL, GA, MD, PA, TX) · university-level instructor since 2014.
Alliance Unlimited Inc. teaches what most schools, banks, and brokers leave out. The courses are pure education — not credentialing, not personalised financial advice. We use AI heavily and we are transparent about it.
Founding-cohort enrollments get direct email access to the founder for questions a course can’t anticipate.